Our Team

Our Team

Robert L. Stern ChFC®, CASL

Chartered Financial Consultant®, Chartered Advisor for Senior Living

Bob is a financial professional with more than 25 years of experience. Bob graduated from Temple University with a BA. He attended graduate school at the University of Massachusetts and has attained the ChFC® and CASL certifications from The American College. Bob has an extensive business background and a continuing commitment to professional education—a necessity in today's ever-changing world. Bob is active in his community and is a past president of the Rotary Club of Amherst, Massachusetts. He is an avid cook, has wide-ranging interests, and enjoys international travel. He resides in Amherst with his wife, Lynne.

Bob truly enjoys the unique collaboration he has with his clients.

Nicholas E. Stern, CFP®


Nick is a graduate of Temple University’s Fox School of Business, with concentrations in risk management and insurance. He has significant experience in the financial services industry, and he plans to leverage that experience to provide comprehensive financial services in coordination with our experienced firm. Nick holds the FINRA Series 7 and 66 securities registrations through Commonwealth Financial Network®, in addition to his Life and Health Insurance License.  He earned his CERTIFIED FINANCIAL PLANNERTM Certification, which will enable him to bring true value to the RLS client experience.

Nick is an active member in the community.  He helped found and is the current President of the Young Professionals of Amherst .  Nick enjoys spending time with his wife Abby, is an avid fitness enthusiast, golfer and cook.

Ellen M. Carey

Administrative Coordinator

Ellen is a highly skilled and motivated administrative coordinator. For more than 20 years, before entering the financial services industry, Ellen was a successful office manager in her father's busy optometric practice. She has attended, and continues to attend, classes and seminars to expand and hone her knowledge of the financial services industry, as well as to discover new ways to bring efficient and world-class service to our clients. She holds licenses in both life and health insurance. Ellen is active in her community, serving on the board of directors of the Rotary Club of Amherst. She resides in Amherst with her husband, Mike—plus her dogs and cats.